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Improve the quality of life of a loved one with special needs with unique financial strategies.

Caring for Loved Ones

SpecialCare supports families as they balance caring for loved ones with special needs and managing the needs of other family members. The SpecialCare program, developed by MassMutual, provides access to information, specialists, and financial products and services that can help improve the quality of life for people with disabilities and other special needs as well as their families and caregivers—both now and in the future.

Life Care Planning

A life care plan is a coordinated program of social, medical, financial, and legal strategies that support people with disabilities and their families. A life care plan continually changes to meet the needs of the individual throughout their life.

The SpecialCare program takes a team approach to help ensure proper planning for your loved one with a disability or other special need. A Special Care Planner1 or a MassMutual Financial Services Representative with the Chartered Special Needs Consultant® (ChSNC®) designation2 can work with you and your team of financial professionals—your banker, accountant, financial planner, lawyer, social workers, and health care providers—to offer options that make sense for your unique situation.

For Family Financial Services Representatives

If you have clients who are caring for a child, spouse, or parent with a disability or other special need, our SpecialCare program can help by providing access to information, specialists, and specialized financial solutions. A Special Care Planner or a MassMutual Financial Services Representative with the Chartered Special Needs Consultant (ChSNC) designation can help you and your clients:

  • Find information and contacts related to health care issues,
  • Learn more about earning and supplementing an income,
  • Create a safe and accessible living environment,
  • Find needed special equipment,
  • Obtain educational assistance, and.
  • Enhance personal independence.

SpecialCare is an exclusive program of Massachusetts Mutual Life Insurance Company. For complete details, discuss with a Special Care Planner or ChSNC or go to

Child with disability smiles for camera in image shaped like the Vision Financial Group logo