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Mutual Funds

Diversify your investments with professionally managed mutual funds that match your goals.

What are Mutual Funds?

Mutual funds are professionally managed portfolios of stocks, bonds, or other securities that pool the money of investors with common financial goals. Like other investments, the value of mutual fund shares will fluctuate; when redeemed, shares may be worth more or less than their original cost.

Who needs Mutual Funds?

Mutual funds may be an appropriate option for investors at various income levels. This financial planning strategy offers a level of diversity that can be hard to match as an individual investor. This increased diversification may reduce volatility. Mutual funds may help investors worry less about what individual securities to buy and sell, or when to buy and sell them.

Investing in a Mutual Fund

Like any investment, mutual funds are subject to market risk and volatility. Shares may lose or gain value. Diversification does not assure a profit or protect against loss. Shares of mutual funds are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any other agency, and involve investment risks, including the possible loss of the principal amount invested.

Before investing in any mutual fund, investors should carefully consider a fund’s investment objectives, risks, charges, and expenses. Fund prospectuses and, if available, summary prospectuses contain this and other information about the funds. To obtain a prospectus, ask your financial professional. Read prospectuses and, if available, summary prospectuses carefully before investing.

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