Skip to main content

SpecialCareSM

Improve the quality of life of a loved one with special needs with unique financial strategies.

Caring for Loved Ones

SpecialCare supports families as they balance caring for loved ones with special needs and managing the needs of other family members. The SpecialCare program, developed by MassMutual, provides access to information, specialists, and financial products and services that can help improve the quality of life for people with disabilities and other special needs as well as their families and caregivers—both now and in the future.

Life Care Planning

A life care plan is a coordinated program of social, medical, financial, and legal strategies that support people with disabilities and their families. A life care plan continually changes to meet the needs of the individual throughout their life.

The SpecialCare program takes a team approach to help ensure proper planning for your loved one with a disability or other special need. A Special Care Planner1 or a MassMutual Financial Services Representative with the Chartered Special Needs Consultant® (ChSNC®) designation2 can work with you and your team of financial professionals—your banker, accountant, financial planner, lawyer, social workers, and health care providers—to offer options that make sense for your unique situation.

For Family Financial Services Representatives

If you have clients who are caring for a child, spouse, or parent with a disability or other special need, our SpecialCare program can help by providing access to information, specialists, and specialized financial solutions. A Special Care Planner or a MassMutual Financial Services Representative with the Chartered Special Needs Consultant (ChSNC) designation can help you and your clients:

  • Find information and contacts related to health care issues,
  • Learn more about earning and supplementing an income,
  • Create a safe and accessible living environment,
  • Find needed special equipment,
  • Obtain educational assistance, and.
  • Enhance personal independence.

SpecialCare is an exclusive program of Massachusetts Mutual Life Insurance Company. For complete details, discuss with a Special Care Planner or ChSNC or go to www.massmutual.com/specialcare.

1. The Special Care Planner receives advanced training and information in estate and tax planning concepts, special needs trusts, government programs, and the emotional dynamics of working with people with disabilities and other special needs and their families. The certificate program is offered by The American College in Bryn Mawr, PA, exclusively for MassMutual Financial Services Representatives.

2. Chartered Special Needs Consultant (ChSNC) — a professional designation awarded to those individuals who’ve completed 120 hours of academic classes in addition to holding either Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), or Certified Financial Planner (CFP) designations and previously completing the Special Care Planner certification program. The ChSNC designation was developed by The American College in Bryn Mawr, Pennsylvania. The certification program and the professional designation evolved from MassMutual’s SpecialCareSM Program.

Child with disability smiles for camera in image shaped like the Vision Financial Group logo

Start your financial journey.

Reach your goals with the help of a financial professional at Vision Financial Group.

Book a Consultation
Vision Financial Group logo

There’s more than meets the eye at Vision Financial Group. Here, you’ll find advisors who know what matters most to you, with the experience and resources necessary for you to achieve it.

Securities, investment advisory and financial planning services offered through qualified Registered Representatives of MML Investors Services, LLC., Member SIPC. 300 Corporate Pkwy Suite 216N Amherst, NY 14226, Phone: 716852-1321. Vision Financial Group is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.

Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies.

Financial Services Representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of General Agents with whom they contract.

Check the background of your financial professional on FINRA’s Broker Check.

CRN202503-2616531