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Timothy Downing

Financial Services Professional

Phone: 716.276.1172

Inspired by the Steve Jobs Stanford commencement speech where he told the graduates to leave their “dent” in the universe, I wanted to work in a career that was impactful. Working as a financial advisor, I create strategies for people to help them achieve their financial goals. This has given me a great sense of purpose for almost a decade.

Unfortunately, people generally misunderstand the work we do as financial advisors. Our business addresses the financial needs of individuals whether they live a long time, die prematurely, or become disabled. Most of the time, I help my clients come up with solutions that fit their situation during uncertain times. Luckily, my work at The Establishment clarifies our purpose.

In my free time, I am active in my church and I love traveling. Whether it’s a weekend road trip or a trip overseas, it’s nice to know there is a world beyond my four walls!


The Establishment is a “doing business as” name for MML Investors Services, LLC when offering the classes and financial events detailed on this website. Our financial advisors are investment advisor representatives and registered representatives of MML Investors Services, LLC (Member SIPC) and are licensed insurance agents or brokers of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA, and/or other affiliated or unaffiliated insurance companies. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Classes and financial events are general in nature, and not personalized for any attendee’s specific situation. Financial advisors will not recommend specific securities during classes or financial events.